Philosophy and Process

Process

Blue Heron Capital specializes in special situations that span a wide range of financial needs, including restructurings, refinancings, and M&A buyouts. We craft tailored funding solutions—even in the most challenging circumstances—drawing on a broad network of diverse capital sources. By arranging and underwriting transactions with minimal or no covenants, we deliver the flexibility and quiet confidence our clients value, enabling them to focus on their business with peace of mind.

Our process is streamlined for speed and simplicity. Once we identify sufficient value in the collateral to support the required funding, we move quickly toward closing. From there, the hard work begins—crafting the right solution for the client’s unique situation. Here’s how quickly we can get you moving:

Our Fast-Track Closing Process

• Client Discovery – We collect due diligence items from our issued checklist to understand your specific needs.
• Introductory Call – Within a few days of our initial review, we schedule a call with all parties, including Blue Heron’s credit team, for introductions, a Q&A session, and to align on requirements and expectations.
• Asset Review – We engage a dedicated outside appraisal service to evaluate equipment and/or real estate, confirming asset values meet the required funding amount.
• Comprehensive Review – We analyze the financial package and initial valuation to secure final approval for issuing a proposal.
• Proposal Execution – Once the proposal is signed, we launch the full appraisal process alongside credit underwriting.
• Final Approvals & Legal Engagement – After acceptance of appraisal results and satisfaction of all criteria, we engage third-party legal and funding partners—typically within 7 business days of legal engagement.
• Funding – From executed proposal to funding, the process generally takes four to five weeks.